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Aircon Compressor Problem

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Hi Guys I urgently need help.

My car was towed to Seds dealership in vereeniging south of Johannesburg a BMW 320i Coupe E90 2011. I bought the car three months ago, till this past weekend when it started making a screeetching and humminh noise from the engine compartment, until the Fan belt broke and the car steering wheel became tense.

Long story short;

The dealer ship is now charging me R18000 + just to fix this and they sent a quote to a SAWarranty which is supposedly covering any mechanical faults in my vehicle.

Does it really cost R18000 plust just to fix this because the car was fine all along or are they simply quoting exhorbitant prices because they will claim it at SAWarranty

PS: I'm a first time owner of a bmw and I feel I am being ripped of?

Any advise or is it jusy me

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